Pacifica Fees (2026): 0.040% → 0.028% Taker Tiers
Rates verified against Pacifica's official trading-fees, funding, money-market, liquidations and deposits pages on 2026-09-11.
Pacifica runs a conventional maker/taker ladder with no token discount, no retail/pro split and no maker rebate. What is unusual sits around the schedule: a VIP tier you can import from another exchange, interest on USDC you never explicitly borrowed, and a liquidation charge with a published floor. This page reproduces the schedule as the docs state it, then those surrounding costs.
Trading fees: eight tiers by 30-day volume
"Your trading volume on Pacifica determines your fee tier. Fee tiers update daily based on an account's volume over the past 30 days." Sub-accounts "share the same fee tier as the master account" and their volume counts toward it.
| Tier | 30-day rolling volume | Maker | Taker |
|---|---|---|---|
| Tier 1 | 0 | 0.015% | 0.040% |
| Tier 2 | > $5,000,000 | 0.012% | 0.038% |
| Tier 3 | > $10,000,000 | 0.009% | 0.036% |
| Tier 4 | > $25,000,000 | 0.006% | 0.034% |
| Tier 5 | > $50,000,000 | 0.003% | 0.032% |
| VIP 1 | > $100,000,000 | 0.000% | 0.030% |
| VIP 2 | > $250,000,000 | 0.000% | 0.029% |
| VIP 3 | > $500,000,000 | 0.000% | 0.028% |
Volume thresholds are "total executed trading volume in USD equivalent" and fees "are settled automatically for each trade upon execution". Spot markets use the same tiers, with the fee "deducted from the received asset at the end of a trade". The fee comparison carries the Tier 1 rates as Pacifica's entry-level figure.
Ways to pay less
- VIP transfer. "If you've traded on other exchanges, you can verify your past 30 day trading volume and receive the equivalent VIP fee tier on Pacifica for 30 days", via a Discord or Telegram support ticket; one external wallet per account.
- Referral. Not a fee discount: referees get "a 5% point bonus" and referrers "receive 10% of the points generated by their referred users", once the referrer has traded $10,000. Affiliates, selected by the team, earn "fee share incentives of up to 40%".
- Market-maker programme. Distributes "12% of total trading fees collected from all market maker counterparties" by MakerScore; market-maker accounts "pay regular taker fees".
- Builder codes. Third-party front-ends can add their own fee on top, but only with the user's signed approval and up to a user-set maximum.
Funding
"Funding rates are updated every hour, calculated based on market conditions from the previous hour." The formula uses a premium index against the oracle and a fixed 8-hour interest rate of 0.01%, clamped at ±0.05% and divided by eight; the rate is sampled every 5 seconds, shown as a TWAP of the next hour's estimate, and applied at each hour's end. "Funding fees per hour are capped at ±4%." Impact notional is $20,000 for BTC and $6,000 for other markets. On isolated positions funding is taken from the isolated margin and moves the liquidation price. Pacifica is not in this site's cross-venue screener, which reads only venues with a verified CORS-open endpoint.
Interest on implicit borrowing
Under unified margin, an account whose USDC plus cross-perp PnL falls below zero while it holds spot collateral "is treated as a borrower" from a single shared USDC money market; "no user action is required". Interest accrues on the shortfall and is deducted from equity as it accrues. The pool's borrow rate follows a utilisation curve with an 80% optimal point; above 90% utilisation borrowing accounts cannot place new non-reduce-only orders, and at 95% the pool deleverages the largest borrowers. Accounts with at least 1,000 USDC idle lend automatically unless they opt out. Isolated positions opened against spot margin borrow their entire margin up front.
Liquidation charges
- Market liquidation. When equity falls below maintenance margin (half the initial requirement), positions are closed into the book in one or five chunks and "max(0.75%, maintenance_margin_ratio * 0.4) of the value of positions liquidated in this manner is deducted by the liquidation engine".
- Backstop and ADL. Below two-thirds of maintenance margin "all open positions and remaining collateral are transferred to a Pacifica backstop liquidator"; below zero equity with a position still open, "caused by prior tiers having insufficient liquidity", auto-deleveraging closes opposing profitable traders. The backstop does not take positions in the equity, FX, commodity and several named crypto markets.
- Deposits and withdrawals. USDC deposits cost network gas only (minimum $10); USDC withdrawals carry "$1 per withdrawal (gas)" with a $1 minimum; spot-asset withdrawals add "approximately $1 worth of the withdrawn asset". Closed-beta caps of $500,000 apply to account equity and to withdrawals per 24 hours — see the how-to page.
FAQ
Can I get 0% maker fees?
Yes, from VIP 1: more than $100,000,000 of 30-day volume, or a verified equivalent tier from another exchange for 30 days. Below that the maker fee steps from 0.015% to 0.003%.
Is there a token discount?
No token exists, so no. The docs read on 2026-09-11 describe a points programme with no conversion statement; the only fee levers are volume, the VIP transfer and affiliate status.
How does Pacifica compare on price?
Its 0.040% entry taker sits just below Hyperliquid's 0.045% base tier and above Extended's flat 0.025% and the 0% retail rates at Paradex and Lighter; its 0.015% entry maker matches Hyperliquid's. The execution-cost tool puts fees against real book depth.
Open Pacifica (opens in a new tab)
Official site link — no referral relationship. See our methodology.